About & Sources

🧠 Our Research Methodology

Every claim on this site is vetted through a Mixture-of-Experts (MoE) process. Rather than relying on a single model's output, we run each topic through a pipeline of independent expert AI systems, then gate publication on their unanimous agreement against authoritative primary sources.

Primary experts: Grok (xAI) with live web and X search, Gemini 2.5 Pro (Google) with Google Search grounding, and Claude Opus (Anthropic) with web search — each produces an independent draft and cross-checks primary sources.

Verification: DeepSeek-V3.2 reviews claims for logical consistency, date accuracy, and quantitative errors. Cerebras Llama synthesizes the cross-model consensus.

Publication gate: A claim only ships when all five experts AGREE. Disagreements trigger another round of re-synthesis. Unresolved disputes are flagged, not hidden.

📚 Sources & Citations

Content on this site is drawn from and cross-checked against the following authoritative sources:

1. National Association of Insurance Commissioners (NAIC)
2. Insurance Information Institute (III)
3. Consumer Federation of America — Insurance
4. U.S. Department of the Treasury — Federal Insurance Office
5. State Insurance Departments (all 50 + DC)
6. AM Best financial strength ratings
7. S&P Global Ratings — Insurance
8. Moody's Insurance ratings
9. NCCI (National Council on Compensation Insurance)
10. ISO / Verisk actuarial data
11. CMS — Medicare & Medicaid
12. healthcare.gov
13. International Association of Insurance Supervisors (IAIS)
14. Lloyd's of London market reports
15. Swiss Re and Munich Re sigma / NatCat reports

Where sources disagree, we surface the disagreement rather than pick a side. Where evidence is weak or emerging, claims are labeled accordingly.

✍️ Editorial Policy

We update pages whenever new primary research emerges or a reader flags an error. Each page is dated last reviewed. Corrections welcomed: info@aipulled.com.

We do not accept paid placement or sponsored content in the main knowledge base.

🏛️ About the Publisher

Published by AI Pulled — a portfolio of MoE-built knowledge bases on YMYL (Your Money, Your Life) topics.

Contact: info@aipulled.com · aipulled.com